There isn't any real way to know how financially sound a company truly is. However, a bid that is too good to be true is a tell-tale sign of a builder who is about to go out of business. Many times these bids are a last ditch effort to keep cash flow moving another 6 months. But it always catches up, forcing them out of business and leaving many customers with an empty pool that is worth a lot less than what they have paid. Builders must make money. If they don't, the liability soon catches up to them forcing them out of business. This is not a fun position to be in as a homeowner.
It is unwise to pay to much. But it is worse to pay to little and find that the thing you are buying is incapable of doing what it was meant to do.
